COLLECTION ALTERNATIVES
You have options.
Do you owe taxes?
You have options.
What is the first question you should ask when you owe taxes, what are my options?
Yes, you have 6 options.
Bankruptcy
Filing for bankruptcy may help discharge certain tax debts, but it’s important to meet specific criteria and understand that not all tax liabilities can be eliminated.
Installment Agreement
An installment agreement enables you to pay off your tax debt in manageable monthly payments, spreading the burden over a set period instead of paying it all at once.
Currently Not Collectible
If you are unable to pay your tax debt due to financial hardship, you may qualify for "Currently Not Collectible" status, which temporarily halts collection.
Liability
Understanding and clarifying your tax liability is crucial, as it determines how much you owe and what steps you can take to resolve the debt effectively.
Full Pay
By full paying your tax debt, you will significantly reduce the amount of penalties and interest, along with the risk of enforcement actions like lien and/or levies.
Offer in Compromise
An Offer in Compromise allows you to compromise your tax debt for less than the full amount, based on your financial situation and fulfillment of the terms of the agreement.
During my years with the IRS many people expressed to me how they did not know what options were available. So I decided to share this information through workshops, something no one has done before. - Nathalie Raygosa
Reasons for the Workshops
Many are not aware of the options and questions to ask when calling the IRS or FTB.
Try a different approach to informing and helping the public learn about collection options and issues.
Some representatives do not have the time to review this information with each of their clients.
Many taxpayers never knew this information and wished they had called sooner.
To help people resolve their tax debts, by providing knowledge about collection options, issues and tools.
Why learn from me?
- Retired after 34 years of service with the IRS
- Collection + Exam + Appeal experience
- Bachelor of Science in Criminal Justice from California State University, Long Beach
- Financial Analysis experience
- Knowledge of collection process
- Knowledge of how IRS works
- Do not represent people
- Will help complete forms - Installment Agreement, Form 433-A, Collection Information Statement and Form 656, Offer in Compromise
— Nathalie Raygosa
IRS Contacts
Collection for Individuals
800-829-7650
Collection for Businesses
800-829-3903
Liens
800-913-6050
Bankruptcy Department
800-973-0424
Customer Service for Individuals
800-829-1040
Customer Service for Businesses
800-829-4933
Taxpayer Advocate Service (TAS)
877-777-4778
Local Office
See website online at irs.gov
Franchise Tax Board Contacts
Customer Service
800-852-5711
Collection for Individuals
800-689-4776
Collection for Businesses
888-635-0494
Automated Customer Service
800-338-0505
Taxpayer Advocate Service (TAS)
800-883-5910
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*Disclaimer - Site is for informational purposes only.